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CompassBlog

Month: November 2014

Mortgage 101: What Credit Score Is Needed to Buy a House?

Posted on November 11, 2014April 30, 2019 by Laine Smith

Credit scores are a huge part of the loan pre-approval process. It not only determines your eligibility for home financing but can also determine what rate you will qualify for. Why? Because your credit score is used to determine how risk y of a borrower you are. Lenders use your median score from the three…

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Mortgage 101: Five Benefits of USDA Loans

Posted on November 4, 2014March 25, 2019 by Laine Smith

Did you know you can buy a house without putting a single dollar down on the closing table? Though it sounds too good to be true, the United States Department of Agriculture Guaranteed Rural Development Loan, also known as a UDSA or rural development loan, helps potential homebuyers become homeowners with several perks unheard of…

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