Month: November 2014

Credit scores are a huge part of the loan pre-approval process. It not only determines your eligibility for home financing but can also determine what rate you will qualify for. Why? Because your credit score is used to determine how risk y of a borrower you are. Lenders use your median score from the three…

Did you know you can buy a house without putting a single dollar down on the closing table? Though it sounds too good to be true, the United States Department of Agriculture Guaranteed Rural Development Loan, also known as a UDSA or rural development loan, helps potential homebuyers become homeowners with several perks unheard of…