Have you found your dream home in Duluth, Minnesota? If so, this will most likely be the biggest purchase of your life. While a fortunate few can make the full payment in cash, most of us would need to take out a mortgage from a lender. But the question is: what if you do not…
Six Tips to Qualify for a Mortgage with Bad Credit: Insights from a Mortgage Company in Rochester, Minnesota
If you have excellent credit, it shouldn’t be difficult to take out a mortgage to finance your home purchase in Rochester, Minnesota — almost any mortgage lender will gladly underwrite your home loan. But what if your credit score is in the mid-600s or lower? Getting approved for a home loan with less than stellar…
Four Tips to Help You Find the Right Mortgage Lender: Insights from a Mortgage Lender in Racine, Wisconsin
Are you planning to take out a home loan to purchase a new home, or to refinance your existing home in Racine, Wisconsin? If so, then you will soon realize that the market is completely overrun with qualified mortgage lenders. Considering the overwhelming number of choices you have when it comes to hiring a mortgage…
Five Tips to Keep in Mind When Applying for a Mortgage: Insights from a Mortgage Company in Kenosha, Wisconsin
Not every Kenosha, Wisconsin homebuyer fully understands the various factors at play when taking out a mortgage. Whenever they see that mortgage interest rates and home prices are going down, they may decide to apply for a mortgage to buy a home. However, it is crucial to understand that the process of applying for a…
What to Consider When Refinancing Your Home? Insights from a Home Refinancing Company in Peoria, Illinois
With mortgage interest rates near all-time lows, many Peoria homeowners are considering refinancing right now. Are you a viable candidate? Refinancing simply means that you are getting a new mortgage to replace your existing home loan. There are many reasons why you may want to refinance your mortgage, but the most common is when mortgage…
What Can a Mortgage Broker Do for Homebuyers? Insights from a Mortgage Broker in Springfield, Illinois
The mortgage application process is one of the most challenging aspects of the home buying process, particularly for someone with no prior experience. This is where mortgage brokers enter the picture.
Four Questions to Ask Your Mortgage Lender Before Hiring Them: Insights from a Mortgage Lender in Rockford, Illinois
As a mortgage company, our goal is to assist as many homebuyers as possible. At the same time, we realize that this is a competitive industry and that it is vital for you to shop around for the best rate. After all, you’ll want to partner with a mortgage lender in Rockford, Illinois who can…
Surprising Facts About Mortgages: Insights from a Mortgage Company in Joliet, Illinois
Are you looking into the possibility of buying a home in Joliet, Illinois? And is this the first time you have asked yourself, “What is a mortgage?” While most people get a mortgage at some point in their lives, many are unaware of the nuances of a home loan. Don’t worry — we have the…
Hipotecas 101: 7 Cosas que NO hay que hacer despúes de solicitar una hipoteca
Es probable que usted sepa lo que se debe hacer y lo que no se debe hacer antes de solicitar una hipoteca; sin embargo, hay ciertas actividades relacionadas con su puntaje de crédito, sus finanzas y el empleo que deben posponerse hasta después del cierre. Evite hacer estos errores entre la solicitud y el cierre…
El trámite de un préstamo hipotecario
Para lograr aprobación total del préstamo, su solicitud para un préstamo debe pasar por varios pasos de verificación, documentación, tramitación y suscripción antes de la fecha de cierre. Fíjese en el proceso paso-por-paso de su préstamo desde la solicitud hasta el cierre. Completar solicitud (aplicación) de préstamo Su solicitud de préstamo es uno de los…