8 Mistakes to Avoid as a First-Time Homebuyer

Posted by Laine Smith on 10/13/15 3:52 PM

The decision to purchase a home is an exciting one for first-time homebuyers, but the investment of a home purchase shouldn't be taken lightly. Here are some common things to avoid doing as a first-time homebuyer.

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10 Common Homebuying Myths Debunked

Posted by Laine Smith on 10/12/15 11:57 AM

Buying a home is a huge investment, making education essential. Here are several common myths surrounding buying and financing a home.

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8 Simple Ways to Cut Home Heating Costs

Posted by Laine Smith on 10/11/15 11:13 AM

The average homeowner using natural gas for heating will spend nearly $650 on heating costs this winter, according to the United States Department of Energy. Though utility costs vary greatly depending on home size, climate, energy choice and insulation, there are several easy, minimal-cost ways to keep your heating expenses down this winter.

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Which Home Type Is Right for You?

Posted by Laine Smith on 9/21/15 1:05 PM

Determining what type of housing is right for you can prove to be a difficult task when you factor in the possibilities of job promotions, budget fluctuations, out-of-state moves, a marriage or birth of a child, etc. It's important to choose a housing type that fits your needs and budget in the present moment and factor in what could happen in the next 5-10 years.

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24 Ways to Save Water & Energy at Home

Posted by Laine Smith on 6/22/15 2:48 PM

Reducing your carbon footprint, saving on utility costs and improving the overall efficiency of your home doesn't require as much work or money as you may think. U.S. homeowners and renters spend $163 on average on just gas and electricity per month, according to a Intuit Mint survey. Use these tips to decrease your home energy and water usage, cutting utility costs along the way.

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Mortgage Goals: 5 Ways to Cool Down Your Cooling Costs

Posted by Laine Smith on 5/10/15 4:31 PM

Heating and cooling your home uses more energy and costs more money than any other system in your home, according to the U.S. Department of Energy. Those costs typically account for about 48% of your utility bill. While an upgraded, energy-efficient system will help shave a nice chunk off of your bills, a whole-house approach is best when trying to cool down your A/C costs this spring and summer.

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Mortgage Goals: 5 Home Maintenance Tips to Decrease Your Heating Bills

Posted by Laine Smith on 12/11/14 4:30 PM

The United States Department of Energy predicts that the average family using natural gas for heating will spend $649 keeping their homes warm this winter. Though utility costs vary greatly depending on a home’s size, climate, energy choice, insulation, etc., there are several easy, minimal-cost home maintenance projects you can do to keep your expenses down this winter.

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Preparing Your Home for Winter

Posted by Laine Smith on 11/19/14 9:00 AM

As the temperatures are already dipping below freezing, now is the time to make sure your home will be ready for this winter!  Winterizing your home can help lower your utility bills, protect your investment and most importantly, keep you and your family warm throughout the freezing months.  Here are some tips on how you can maximize your winterizing efforts:


Block Drafts


One of the best ways to winterize your home is to block areas where cold air seeps in. According to the U.S. Department of Energy, drafts can waste 5% to 30% of your energy costs. The average American home has leaks that amount to a nine-square-foot hole in the wall, according to EarthWorks Group.


Pay attention to places where two different building materials meet, such as corners, around chimneys and along the foundation. Buy door sweeps to close spaces under exterior doors. Caulk, or apply, weatherstripping to drafty spots around windows. For brick areas on the exterior of the home, use masonry sealer.

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Preparing Your Home For Fall

Posted by Laine Smith on 9/26/14 10:00 AM

With each changing season, your home endures temperature changes, weather elements and aging, on top of typical day-to-day use. To keep your home’s components running in tip-top shape, not to mention avoid costly repairs down the road, it’s important to perform seasonal maintenance. Get a jump start on fall with these helpful DIY home and yard maintenance tips. 

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Why You Should "Go Green"

Posted by Laine Smith on 3/21/14 9:32 AM

Having an eco-friendly household these days requires more than separating paper from plastic in your recycling bin and purchasing reusable grocery bags. Soaring energy costs and other environmental concerns necessitate the need to conserve natural resources whenever and however possible.

“Going green” doesn’t necessarily mean installing solar panels and sustainable wood flooring. Simple changes to your home and your everyday life can make your home more efficient and environmentally friendly.

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