Mortgage-Ready Credit: 9 Tips for Paying Off Holiday Debt

Posted by Laine Smith on 12/26/16 10:00 AM

December spending turns into January bill-paying. If you’re suffering from the post-holiday debt blues, you’re not alone. Americans add an average of $986 in debt throughout the holiday season with less than half planning to pay off that debt in less than 5 months, according to a survey by MagnifyMoney. Whether improving your credit score or decreasing your debt is one of your resolutions in 2017, here’s how to tackle those outstanding holiday balances.

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First-Time Homeowners: 8 Essential Things to Buy After You Buy Your House

Posted by Laine Smith on 12/24/16 10:00 AM

You’ve closed on your mortgage and the moving truck has come and gone. Though you’re anxious to turn what looks like a bare house into a suitably decorated home, you need to assess what you need to buy first. Here’s our list of what every first-time homeowner should put at the top of their list.

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9 Energy Efficient Home Improvements That Pay for Themselves

Posted by Laine Smith on 12/11/16 10:00 AM

The average U.S. household spends upwards of $1,600 on electricity and gas alone. While you’re planning home renovations and remodeling projects in the new year, it’s worthwhile to consider some home improvements that will save you money in the long run. We’ve compiled some of the most energy efficient home improvements that will eventually pay for their investment.

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Buying a Home is Cheaper Than Renting in the All of the Nation’s 100 Largest Metros

Posted by Laine Smith on 10/24/16 1:30 PM

Mortgage rates increased last week to a four-month high, but according to Trulia’s latest rent vs. buy study, rates would need to double, even triple, to make renting the better financial choice over buying a home.

 

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9 Ways to Slash Your Home Utility Bills This Fall & Winter

Posted by Laine Smith on 10/12/16 1:49 PM

Energy efficient home maintenance tasks probably aren’t on your list of favorite fall activities. Nevertheless, these home improvements and home maintenance fixes will keep your cool-weather utility costs a little bit lower this fall and winter.

 

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The Zero Down Payment Mortgage Program Is Now Even More Affordable

Posted by Laine Smith on 10/10/16 1:30 PM

If you’ve heard of the USDA Rural Development Guaranteed Loan Program, you know that it’s an extremely affordable mortgage program, boasting several benefits for first-time and repeat homebuyers. As if the zero down payment requirement and lower-than-market interest rates weren’t enough, USDA loans became even more affordable at the beginning of this month.

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17 Budget-Friendly DIY Home Improvement & Renovation Projects for First-Time Homeowners

Posted by Laine Smith on 10/5/16 12:24 PM

So you just bought a house; congratulations! Making your home yours is where the real fun begins, but it's also a good idea to adjust to the costs of homeownership before making large scale home improvements and renovations. Here are some cost-effective but aesthetically-pleasing home improvements you can mostly do yourself and complete on a budget.

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The 6 Best Homeowner Deals to Take Advantage of This Labor Day Weekend

Posted by Laine Smith on 9/3/16 10:00 AM

Is a shopping spree on the agenda of your three-day holiday weekend? Here are some of the best home and homeowner items to purchase for your money this Labor Day.

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Buying a Home is 36% Cheaper Than Renting! 5 Big Reasons to Become a Homeowner in 2016

Posted by Laine Smith on 8/8/16 4:17 PM

One in four homebuyers was looking to purchase a home in the first quarter of 2016 because rent was too high, up from one in five in November 2015, according to Redfin. Renters are feeling the burden of their monthly lease while homebuying continues to be the cheaper option by 36% , according to the latest Trulia Rent vs. Buy Report.

See five other benefits of buying a home sooner than later.

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Mortgage Goals: 6 Things to Consider Before Paying Off Your Mortgage Early

Posted by Laine Smith on 7/30/16 2:15 PM

Freedom from debt is arguably one of the best feelings. As homeowners build their savings and investments, many ask if paying off their mortgage early is the right path to financial freedom and stability.

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