Mortgage 101: Four Things You Should Know About Buying a Home in a Homeowners' Association

Posted by Laine Smith on 12/19/16 10:00 AM

So you want to purchase a home in a community with a homeowners’ association. According to HOA-USA, there are over 351,000 homeowner assocations in the United States, representing 40 million households. Many homebuyers love the idea of enforced community appearance, included maintenance like snow removal, recreational amenities, and association management, but here are a few things you should consider when planning to purchase a home within an HOA.

Read More

It's Tax Day! 7 Ways Homeowners Save On Their Taxes

Posted by Laine Smith on 4/18/16 10:22 AM

From creating a stable living environment for your family to personalizing your living space and building home equity, there is no doubt homeownership boasts several advantages. In honor of Tax Day, we’ve compiled some of the biggest (tax) perks of being a homeowner.

Read More

12 Acronyms You Might Hear During the Mortgage Process & What They Mean

Posted by Laine Smith on 3/6/16 6:08 PM

Buying and financing a home, especially your first home, can be confusing when you’re new to the mortgage process and all of the lingo that comes with it. Knowing what these acronyms mean and how they affect your mortgage can make the experience less intimidating. Here are some common mortgage acronyms you might hear throughout your home financing journey.

Read More

Mortgage 101: 7 Benefits of Being a Homeowner During Tax Season

Posted by Laine Smith on 1/27/16 3:40 PM

From creating a stable living environment for your family to personalizing your living space and building home equity, there is no doubt homeownership boasts several advantages. With tax season around the corner, homeowners can argue that tax benefits are one of the biggest perks of owning their own home.

Read More

6 Reasons You Should Buy a Home in 2016

Posted by Laine Smith on 12/20/15 4:02 PM

If you’ve been sitting on the fence between homebuying and renting, 2016 is shaping up to be the optimal time to purchase a home. Changes in home prices, mortgage rates, loan options and the loan process could be just what you need to get off the homebuying sidelines.

Read More

TRID Disclosures: What's Changing in the Mortgage Process

Posted by Laine Smith on 9/22/15 2:34 PM

For more than 30 years, federal law has required mortgage lenders to provide two different disclosure forms to their borrowers after applying for a mortgage and two different forms at or shortly before closing on their mortgage loan.

Read More

Who's Who in the Home Financing Process

Posted by Laine Smith on 8/29/15 2:02 AM

Buying a home is a big deal. While homebuyers primarily work with their mortgage banker through the loan process, there are a lot of key players who have large roles in seeing a mortgage go from pre-approved to closed. Here are a few of the professionals that play a part in the loan process.

Read More

4 Things to Know Before Buying a Home in a Homeowners' Association

Posted by Laine Smith on 8/11/15 1:17 PM

So you want to purchase a home in a community with a homeowners’ association. Many homebuyers love the idea of enforced community appearance, included maintenance like snow removal, recreational amenities, and association management, but here are a few things you should consider when planning to purchase a home within an HOA.

Read More

Mortgage 101: What Does a Home Inspector Look For?

Posted by Laine Smith on 8/9/15 10:41 AM

One of the major contingencies to a home purchase agreement is a home inspection. After all, your home is likely the largest purchase you'll make in your lifetime. A home inspection gives homebuyers an idea of a home's condition, possibly indicating future repairs and safety issues.

Read More

Answers to 6 Common First-Time Homebuyer Questions

Posted by Laine Smith on 7/21/15 1:49 PM

Buying a home is a huge, yet beneficial, financial decision. We want our homebuyers to understand the benefits of homeownership, the mortgage process, the costs of their mortgage, and their overall homeownership affordability, so we've compiled a list of common first-time homebuyer questions and answers.

Read More

Subscribe to Email Updates

Posts by Topic

see all