7 Ways You Benefit as a Homeowner During Tax Season

Posted by Laine Smith on 1/25/17 9:55 AM

From personalizing your living space to creating a stable family living environment, there are several personal benefits of owning your own home. On the financial side, tax benefits are one of the biggest perks of homeownership. See how homeowners come out ahead during tax season.

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Mortgage 101: Which Mortgage Is Right for You?

Posted by Laine Smith on 1/9/17 10:06 AM

Buying a home can come with an overwhelming amount of choices. What school district do you want to purchase in? Who should you choose for a real estate agent? How much can you afford to spend on your home purchase? Just like choosing a home style, there are several loan types and programs made to benefit a wide range of homebuyers.

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Mortgage 101: 5 Types of Insurance You May (or May Not) Need When Buying a Home

Posted by Laine Smith on 12/7/16 9:00 AM

Buying a home is likely the largest purchase you will make in your lifetime, so protecting it (and your belongings within it) is essential as a homeowner. There are several types of insurance associated with homebuying, some of which you have a choice in and others required by your mortgage lender to protect their collateral. See what you need here.

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The Zero Down Payment Mortgage Program Is Now Even More Affordable

Posted by Laine Smith on 10/10/16 1:30 PM

If you’ve heard of the USDA Rural Development Guaranteed Loan Program, you know that it’s an extremely affordable mortgage program, boasting several benefits for first-time and repeat homebuyers. As if the zero down payment requirement and lower-than-market interest rates weren’t enough, USDA loans became even more affordable at the beginning of this month.

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How Much Mortgage Can You Afford? 7 Factors That Affect Home Affordability

Posted by Laine Smith on 10/9/16 9:08 AM

One of the most common first-time homebuyer questions is how much can I afford to buy? Home affordability weighs on many factors that your lender will analyze to give you an appropriate, pre-approved purchase point.

 

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5 Preparation Steps to Move From Renting to Owning 

Posted by Laine Smith on 10/3/16 4:13 PM

If you’re thinking of purchasing a home in the near future because of high rent, you’re not alone. In the first quarter of 2016, one in four homebuyers was looking to purchase a home because of their expensive rent, according to Redfin. Homeownership is a big decision, so whether you plan to buy this fall or down the road, walk through these initial steps to go from renting to owning.

 

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Mortgage 101: 7 Things That Affect How Much Mortgage You Can Afford

Posted by Laine Smith on 8/22/16 3:05 PM

One of the most common first-time homebuyer questions is how much can I afford to buy? Home affordability weighs on many factors that your lender will analyze to give you an appropriate, pre-approved purchase point.

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Mortgage 101: What Goes Into a Mortgage Payment?

Posted by Laine Smith on 8/21/16 10:55 AM

Understanding the elements of your mortgage payment is as easy as remembering four letters – P, I, T, I. The mortgage industry uses the acronym PITI, which stands for principal, interest, taxes and insurance, to break down the components of homeowners’ mortgage payments.

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It's Tax Day! 7 Ways Homeowners Save On Their Taxes

Posted by Laine Smith on 4/18/16 10:22 AM

From creating a stable living environment for your family to personalizing your living space and building home equity, there is no doubt homeownership boasts several advantages. In honor of Tax Day, we’ve compiled some of the biggest (tax) perks of being a homeowner.

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Renting vs. Buying: A 7-Year Comparison

Posted by Laine Smith on 3/24/16 10:17 AM

To rent or to buy? That is the (important) question. And it should be – choosing to buy a home is most likely the biggest financial decision of your lifetime. Choosing between a home purchase and a rental is also a highly personal decision, but here’s what we know on the financial side.

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